We're rich!

Money Money Money.
Originally uploaded by hamoozie.

Well not really rich BUT . . . we have more money this paycheck than we have had in the last few weeks. That makes me a happy happy girl! :)

Everyone that knows me knows that I am strict with our budget. I am aware of every penny that comes into or out of our bank accounts. When my husband's paycheck comes in I sit down immediately and pay everything and figure out where we are money-wise. Same thing with my business account. After I have a few sales, I sit down and figure out what supplies I need to order and what I can afford.

So these last few paychecks we have been SOOOOO broke. I couldn't figure out where the money was going. I knew we were spending a bit extra on the grandbaby but not THAT much extra. By the time my husband got paid again, we were always just scrimping to make it. We haven't been like that in a couple of years so I just couldn't figure it out. We hadn't taken on any new bills so I just couldn't figure it out.

Well hubby got paid yesterday so I sat down this morning to pay the bills. I was going over the bank account online and I noticed a debit to the account. It was exactly one half of our house payment. What?! . . .hmmmm . . . what was going on? So I got to poking around online and figured out that I had set up an automatic withdrawal for each time my husband got paid. It was set up to take one half of our house payment out of our checking account and put it into our savings account.

OMG!!!! We've been double dipping to put money in savings. That a totally good thing but so hard on the rest of the month. So yeah, we've got a couple of extra house payments saved up. It is a great cushion to have and I love it. But now I am just going to go back to paying the bills like regular and enjoy that little extra breathing room we have. :)

Comments

[Mary]

Hey Kelly - nice to hear from you! and no worries about taking time to get here, that is the beauty of blogs - just pop in when you can. Congrats on the new grandbaby, and you are not like the manager I work with - as you have finally followed up and she still has not!! LOL!! hope that you have a great Sunday! :) Mary